Banking & reconciliation

Every bank line, accounted for.

Import your statement, categorise the lines, match them to invoices and bills, and post the journals — so your book balance and your bank balance finally tell the same story.

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Statement import Match & reconcile CC and OD tracking
14-day
Free trial
0
Lines left uncategorised
182k
IFSC codes on file
2
Balances, always agreed
The problem

Your bank statement and your books have never agreed.

Reconciliation gets pushed to month-end, then to quarter-end, and by then nobody remembers what that payment was for.

Two balances, one truth

The bank says one number, your books say another, and finding the gap means scrolling through months of entries.

Lines nobody can identify

A debit from four weeks ago has a cryptic narration and no receipt. It gets dumped into miscellaneous expenses.

Reconciliation that never happens

Matching hundreds of lines by hand is so slow it gets skipped, so the books drift further every month.

What you get

Your bank, in your books

Everything you need to keep cash and bank accurate without living in a spreadsheet.

All your accounts in one place

Current accounts, cash in hand, credit cards and overdraft facilities — set up once with a bank picker and IFSC autofill.

Statement import

Bring in your bank statement and get clean, dated lines ready to work through instead of a wall of PDF text.

Categorise or record in one click

Turn a bank line into a payment against an invoice or bill, or a journal entry — one at a time or in bulk.

Reconciliation & matching

Match statement lines to what your books already know about, and see exactly what is still unexplained.

CC and OD limits

Record your sanctioned limit and see available-to-draw alongside your outstanding, so you know your real headroom.

Expense insights from your debits

Top merchants, monthly trend and recurring fixed costs, worked out from the money that actually left the account.

How it works

Import, categorise, reconciled

A statement becomes clean books in one sitting, not one weekend.

01
Import the statement

Upload your bank statement and every line lands in a working list, dated and ready to review.

02
Categorise the lines

Record each line against an invoice, a bill or an expense head. Bulk-handle the repetitive ones together.

03
Reconcile and post

Matched lines post their journals automatically, and your book balance lines up against the statement balance.

In depth

Built for how Indian banking actually works

Book balance versus statement balance

Your book balance is what your ledger says. Your statement balance is what the bank says. Accountieons shows both side by side and tells you which lines account for the difference, so reconciliation stops being a hunt and becomes a checklist.

Both balances shown together
Unexplained lines called out
Journals post as you reconcile
A full IFSC directory, built in

Pick your bank from the master list and the branch details and IFSC fill themselves in. No copying codes off an old cheque leaf, no typos that break a payment file later.

Bank picker with branch lookup
IFSC autofill on the account form
Cash and bank accounts side by side
Know your real headroom

A credit card or overdraft account is not just a balance — it is a limit. Record the sanctioned limit and Accountieons shows available-to-draw next to what you owe, so you can see how much room you genuinely have before you commit to a payment.

Sanctioned limit against outstanding
Available-to-draw at a glance
CC and OD treated as real accounts
Why teams switch

Reconciled every week, not every quarter

When categorising a statement takes minutes, it stops getting postponed.

Book balance and statement balance agree, and you can see why
Bank lines post their own journals — no double entry by hand
Repetitive lines get categorised in bulk instead of one by one
You know your available-to-draw before you promise a payment
Your spending patterns come out of the bank, not out of memory
A typical reconciliation
Lines keyed by hand 0
Balances agreed Yes
Unexplained items Listed
Journals posted Automatic
FAQ

Questions about banking

How do I get my bank statement in?

Import the statement your bank gives you and each transaction becomes a dated line you can review, categorise and reconcile.

What happens when I categorise a bank line?

It becomes a real accounting document — a payment against an invoice or bill, or a journal entry — and the ledger updates immediately.

Can I handle a lot of lines at once?

Yes. Bulk categorise repetitive lines together instead of clicking through them one at a time.

Do you track credit cards and overdrafts?

Yes. Record the sanctioned limit on a CC or OD account and you get available-to-draw shown next to the outstanding balance.

Do I have to look up my IFSC code?

No. Pick your bank and branch from the built-in directory and the IFSC fills in automatically on the account form.

Make your bank and your books agree

Start your 14-day free trial. Import a statement, categorise the lines, and see a reconciled balance the same day.